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licensed

OptimFic is licensed by the Missouri Division of Finance.

 
bonded

While the State of Missouri no longer requires bonding of credit services organizations like OptimFic, for the protection of our clients OptimFic is bonded.

 

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about Optimfic

the OptimFic story:Save thousands on your mortgage and other loan payments

While attending a Certified Mortgage Planning Specialist (CMPS) event , OptimFic President Bruce Brown was introduced to credit attorney Edward Jamison, founder of Jamison Law Group, P.C., and an attorney who specializes in consumer credit and identity theft. This was the beginning of the OptimFic affiliation with Jamison Law Group.

OptimFic was born from the frustration and difficulty caused by the many illegitimate "credit repair" companies that operate seeking only to prey on the uninformed. We understand the need for legitimate credit repair and FICO score optimization techniques from our long background in mortgage lending. Our corporation has been in business since 1995.

Over the years we've routinely seen clients who could have benefited from higher credit scores. This includes people who appear to have excellent credit reports but whose FICO scores are lower than they have to be.

Jamison is a nationally recognized expert on credit scoring and his credentials are strong. He has been featured on NBC’s Emmy Award Winning show Starting Over as the show’s credit expert multiple times. He is also a frequent contributor to national mortgage industry publications including Mortgage Market Guide, Mortgage Press, and Broker Banker. He is a faculty member for the Certified Mortgage Planner Institute on the subject of credit and is considered the attorney of choice for credit-related issues at companies such as Platinum Capital, Washington Mutual, Merrill Lynch, as well as numerous law firms.

Edward Jamison is certified by the State Bar of California and the California Department of Real Estate to give continuing legal education seminars to attorneys and mortgage brokers on the subject of credit scoring. He conducts credit scoring seminars for lawyers, accountants, and mortgage and real estate professionals throughout the country.

Jamison’s wide range of knowledge on credit issues enables him to search for nuances in credit law that can be used to effectively raise credit scores. While we won't promise magic, we work with Edward and his staff to put their nationally proven and respected knowledge to work for you.

At OptimFic, your personal account executive will be with you through the entire process. We provide access to login to your secure account to check up on the status of your program 24/7.

And, not only do we guarantee our work with a money back guarantee in many cases one of our referral partners will pay for a portion or all of the cost of your program after its completion if they are utilized as a service provider. Ask your account executive for details.

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