** PLEASE DESCRIBE THIS IMAGE **

 
licensed

OptimFic is licensed by the Missouri Division of Finance.

 
bonded

While the State of Missouri no longer requires bonding of credit services organizations like OptimFic, for the protection of our clients OptimFic is bonded.

 

educational video

client login

partner login

 

credit reports, credit scores, and credit monitoring

OptimFic has partnered with the premier credit site on the internet, Credit.com to offer our clients credit report, credit score, and credit monitoring services. Each of our services include credit reports from all three credit repositories. Best of all, any time you utilize either of these services your inquiry is a "soft inquiry" which means it will not have a negative impact on your credit score!

Free 30-day trial Equifax Credit WatchTM Gold with Score Power®
   Trans Union experian Equifax

OptimFic and Equifax Credit WatchTM Gold helps you monitor your FICO® credit score, so you can see how lenders see you.


Your free Equifax Credit WatchTM Gold trial includes:
  • A 3-in-1 credit report from Equifax, Experian and TransUnion and unlimited access to Equifax credit reports
  • 3-Bureau Credit Monitoring
  • Score Power® gives you online access with explanations of what your score means and specific tips on improving your FICO® credit score
  • Up to $20,000 Identity Theft Insurance with no deductible at no additional charge
  • This offer is free during the 30-day trial
  • If you choose not cancel the free trial, you will be billed $14.95/month (cancel at any time)

Click here to take advantage of this offer.

 

Unlimited Credit Reports & Credit Scores
   Trans Union experian Equifax
OptimFic and Credit.com offers you an award-winning credit monitoring service that includes:
  • Unlimited credit reports from Equifax, Experian, & TransUnion
  • Unlimited credit scores from all three credit bureaus (NOTE: This is not a FICO score)
  • Unlimited three-bureau credit monitoring
  • Email alerts of critical credit file changes
  • Powerful tools and personalized tips for improving your credit
  • Toll-free access to specialists plus $25,000 Identity Theft Insurance at no additional cost

You get all of this for just $14.95 a month. This package is perfect for people who are improving their credit, preparing for a major purchase, or concerned about identity theft. You can cancel anytime.

Click here to take advantage of this offer.

 

  Home / about optimFic / credit repair and the law / credit score education / faq's / need new credit? / credit reports & scores / get started / contact / privacy / disclaimer