getting started

How Does Our Service Work?

First, you should fax your credit report to 866.242.9648 or email it to info@OptimFic.com.

We aim to make restoring your credit as simple a process as possible. We will work with your creditors and the credit bureaus to remove derogatory records from your credit history by mail and by phone. Here are the 5 easy steps to raising your credit score:

1. Call for your free consultation

Contact us to speak to a member of our staff about what you can do to raise your score and what we can do to raise your score. This call is obligation free and will leave you with invaluable knowledge.

2. Complete our Retainer Packet

When you choose to retain us you will complete our simple paperwork engaging us to fulfill your credit needs. We also require proof of your address and your social security number. At this time you will receive your login information so you may login to your account at anytime to view the progress we have made.

3. Send in Your Updates

On a monthly basis you will receive updates from the three credit bureaus on the progress of our dealings with them. You must mail these updates to us for our records after making copies for yourself.

4. See Your Score Get optimized

Your score should begin improving within the first 35 days. We will continue to work on your file for 6 months.

5. Close Out

After six months you will receive a call from your personal contact to go over your file. You will be given more advice on what you can do to continue raising and optimizing your credit score.

Make Payment

If you are ready to make payment, you may do so SECURELY through PayPal. Click on the PayPal button below to make payment. You will need to enter the amount you have been quoted. If you prefer to have an electronic invoice emailed to you simply notify us of your request.